At Thom Tax, we understand the profound uncertainty and stress you’re experiencing following the collapse of Independent Benefit Consultancy Limited (IBC). Our dedicated team specialises in navigating the complex landscape of financial firm failures, providing compassionate, expert guidance to help you reclaim what you’ve potentially lost. We recognise that behind every claim is a personal story of financial planning, hope, and unexpected disruption.
Independent Benefit Consultancy Limited Background
Independent Benefit Consultancy Limited (IBC) was a regulated financial services firm registered with the Financial Conduct Authority (FCA), operating under Firm Reference Number 522390. Incorporated in the United Kingdom with Companies House Number SC375095, the company commenced operations on 01/10/2010. Throughout its operational period, IBC positioned itself as a consultancy providing financial and benefit-related services. However, the firm has now entered an unprecedented insolvency process, creating significant uncertainty for its clients and stakeholders. The transition from an active, regulated entity to a firm under insolvency proceedings represents a critical moment requiring careful, strategic navigation.
Leadership
Prior to its current challenges, IBC was led by key individuals who played significant roles in the firm’s governance and strategic direction. The leadership team included:
– Kenneth James Simpson: Identified as a Key Individual with primary regulatory responsibilities
– Andrew Ferry: Senior leadership role with operational oversight
– Kirsty Cross: Contributing to the firm’s strategic management
– Julie Elizabeth Mitchell: Another critical member of the executive team
The sudden shift from active management to an insolvency scenario underscores the importance of understanding the firm’s past leadership and decision-making processes in addressing potential compensation claims.
Current Reglatory Concerns
The current status of Independent Benefit Consultancy Limited represents a complex regulatory landscape with multiple critical considerations:
1. Insolvency Status
– The FCA has issued an exceptional information notice
– The firm is now under the control of appointed insolvency office holders
– Potential cessation of new business activities
2. Regulatory Compliance Context
– Technically remains an authorized firm
– Must continue meeting core regulatory standards
– Does not hold client money permission
3. Risk Assessment
– High potential for financial disruption
– Uncertainty surrounding existing financial arrangements
– Potential investigations into operational practices
Customers and investors face significant challenges, including potential complete write-offs of investments and incomplete service delivery.
Claims Support
Thom Tax offers comprehensive support for individuals impacted by IBC’s insolvency, transforming your uncertainty into a structured path forward:
1. Initial Consultation
– Free, confidential assessment of your specific situation
– Detailed review of your financial interactions with IBC
– Preliminary evaluation of potential compensation avenues
2. Documentation Management
– Expert guidance in collecting necessary evidence
– Assistance in preparing comprehensive claim submissions
– Navigating complex regulatory documentation requirements
3. Claims Processing
– Direct liaison with insolvency practitioners
– Strategic representation of your financial interests
– Transparent communication throughout the claims process
4. Compensation Pathways
– FSCS (Financial Services Compensation Scheme) claim support
– Alternative compensation strategy development
– Ongoing case management and updates
Our mission is to transform your financial uncertainty into a clear, supportive recovery journey. We combine regulatory expertise with genuine empathy, ensuring you’re not just a case number, but a valued client deserving comprehensive support.
