At Thom Tax, we understand the profound emotional and financial stress experienced by individuals who have discovered their investments are associated with a firm listed on the Financial Services Compensation Scheme’s (FSCS) failed firms register. Our dedicated team specialises in guiding clients through complex claims recovery processes with compassion, expertise, and unwavering commitment to securing the compensation you rightfully deserve.
Navigating the aftermath of a financial services failure can feel overwhelming and isolating. We recognise the uncertainty, frustration, and potential financial vulnerability you may be experiencing. That’s precisely why Thom Tax exists – to transform your anxiety into a structured, supportive claims recovery journey that prioritises your financial restoration and peace of mind.
Background
Established in 2015, Thom Tax emerged as a specialised claims recovery organisation dedicated to supporting individuals impacted by financial service failures. Our founding mission centres on bridging the complex gap between individual investors and the intricate compensation mechanisms provided by regulatory bodies like the Financial Services Compensation Scheme (FSCS).
With over eight years of concentrated experience in financial claims management, we have developed a comprehensive understanding of the regulatory landscape, investment protection frameworks, and the nuanced processes required to successfully navigate compensation claims. Our approach combines forensic financial analysis, regulatory expertise, and genuine client-focused support to deliver meaningful outcomes for those facing investment losses.
Leadership
Our leadership team comprises seasoned professionals with extensive backgrounds in financial services regulation, investment protection, and claims management. Key leadership profiles include:
1. Michael Thornton – Founder & CEO
• 25 years of financial services experience
• Former senior compliance officer at major UK financial institution
• Specialisation in investor protection and regulatory frameworks
2. Sarah Reynolds – Chief Operations Officer
• 18 years in claims management and financial advisory
• Chartered Institute of Legal Executives (CILEx) qualified
• Expert in complex claims resolution strategies
3. David Armstrong – Head of Regulatory Compliance
• Former Financial Conduct Authority (FCA) senior investigator
• Advanced legal and regulatory expertise
• Ensures stringent adherence to UK financial services regulations
Our leadership team is committed to maintaining the highest standards of professional integrity, transparency, and client advocacy throughout every claims recovery process.
Current Reglatory Concerns
The current financial services landscape presents multiple challenges for investors, particularly those affected by failed firms. Recent regulatory developments highlight increasing scrutiny of investment protection mechanisms and compensation schemes.
Key areas of focus include:
1. Enhanced FSCS Protection Limits
• Current protected compensation limit: £85,000 per eligible person per authorised firm
• Ongoing reviews to ensure robust investor safeguarding
2. Regulatory Transparency Initiatives
• Increased reporting requirements for financial institutions
• Stricter oversight of investment product marketing and risk disclosure
3. Emerging Claims Recovery Complexities
• Growing sophistication of financial investment products
• More intricate compensation claim pathways
• Higher expectations for comprehensive investor support
At Thom Tax, we continuously monitor these regulatory shifts, ensuring our clients benefit from the most current, strategic approach to claims recovery.
Claims Support
Our comprehensive claims support process is meticulously designed to provide clear, structured guidance through every stage of your compensation journey:
1. Initial Consultation
• Free, confidential assessment of your specific case
• Detailed review of investment documentation
• Expert evaluation of potential compensation routes
2. Evidence Compilation
• Forensic gathering of relevant financial records
• Professional documentation preparation
• Comprehensive claim substantiation
3. Regulatory Interface Management
• Direct communication with FSCS
• Professional representation of your claim
• Proactive status tracking and updates
4. Claims Progression
• Strategic claim submission
• Persistent follow-up and negotiation
• Transparent reporting throughout process
5. Resolution Support
• Guidance on compensation options
• Strategic financial planning advice
• Post-claim financial recovery strategies
Our team provides personalised support, transforming a potentially complex and stressful process into a clear, manageable path towards financial recovery. We are committed to maximising your potential compensation while minimising your administrative burden and emotional stress.
